Tax Planning

Tax Planning

Optimize Your Finances with Strategic Tax Planning
Effective tax planning is crucial to maximizing your financial outcomes. At Dimira Finserve LLP, we offer comprehensive tax planning services that help you minimize your tax liabilities while staying compliant with current tax laws. Our advisors work with you to develop strategies that fit within your overall financial plan, ensuring tax efficiency in every aspect of your finances

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Key Features

  • Tax-Efficient Investment Strategies : Maximize your returns by minimizing taxes on your investments.
  • Retirement Tax Planning : Plan your retirement income in a way that reduces your tax burden.
  • Estate & Gift Tax Planning : Develop strategies to transfer wealth to your heirs with minimal tax impact.

Why Choose Our Tax Planning Services?
Our experts stay up-to-date with the latest tax laws and leverage this knowledge to create tax-saving opportunities for you. We help you keep more of what you earn while ensuring compliance.

Feature ELSS (Equity Linked Savings Scheme) Public Provident Fund (PPF) National Savings Certificate (NSC) 5-Year Tax-Saving Fixed Deposit National Pension System (NPS)
Type of Investment Mutual Fund (Equity) Government Scheme Government Scheme Bank Fixed Deposit Pension Scheme
Lock-in Period 3 years 15 years 5 years 5 years Till retirement
Risk Level High Low Low Low Moderate to High
Expected Returns Market-linked (higher potential) Fixed (7.1% - 8% approx.) Fixed (7.7% approx.) Around 6% - 7% Market-linked (varies)
Tax Deduction Limit (Section 80C) Up to ₹1.5 lakh Up to ₹1.5 lakh Up to ₹1.5 lakh Up to ₹1.5 lakh Up to ₹1.5 lakh
Tax on Returns Long-term capital gains tax (10% on gains above ₹1 lakh) Tax-free (EEE) Taxable Taxable Partially taxable
Wealth Creation Potential High (equity exposure) Moderate (fixed returns) Moderate (fixed returns) Moderate (fixed returns) High (if invested wisely)